Description

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Asking credit card companies, banks, hospitals, schools, and other businesses for better rates and discounts works. Here’s how to do it.

In this must-have money manual, personal finance expert Matt Schulz empowers you to ask 45 fiscal questions in seven key areas of life: credit and debt, healthcare, housing, shopping, travel, work, and relationships. The questions feature decision trees, success stories, potential risks, and other practical tools that skillfully guide you through the pros and cons and explain the relevant data. Every request also comes with an easy-to-follow, fill-in-the-blank script. Gain the confidence to request a lower rate on your rent or mortgage, better financing for an auto loan, a higher salary, a refund on a cancelled flight, a lower phone bill, and even a fair split for that group dinner. You are the lifeblood of every company that you pay, and you have more power over your money than you realize. Put more of it in your pocket and keep it there. Sometimes all you have to do is ask.

About the Author

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Matt Schulz is chief credit analyst at LendingTree. He has written for Bankrate, Business Insider, CBS MoneyWatch, and USNews.com and has appeared on ABC World News Tonight, Good Morning America, NBC Nightly News, Today, and more. He lives in Austin, Texas.

Praise For…

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If you want to be more financially savvy, powerful, and confident, this essential guide for navigating sometimes-tricky money questions offers expert advice and valuable tools such as fill-in-the-blank scripts.
— Laura Adams, author of Money-Smart Solopreneur

 Take the worry out of managing your money. The practical advice, compelling testimonials, and easy-to-follow scripts in this book can help you conquer your financial fears with ease.
— Lauren Cook, PsyD, author of Generation Anxiety

I’ve read dozens of books that offer financial tips, but none of them goes as deep into specific communication strategies for reducing bills and debts as this one does! . . . If you’re looking for a practical guide to help you cut costs and negotiate better terms with your service providers, this is it.
— Yanely Espinal, author of Mind Your Money

 This book offers everything you need to get better deals from airlines, banks, health insurance companies, and more. The advice is actionable and easy to execute—and most importantly it works. If you want to save more money, this book is for you.
— Catey Hill, author of The 30-Minute Money Plan for Moms and Shoo, Jimmy Choo!

Matt Schulz has created the ultimate guide to asking for what you want in practically every financial situation. Ask Questions will help you become your own best advocate when it comes to your money.
— Cameron Huddleston, author of Mom and Dad, We Need to Talk

This book is my new go-to guide to set financial grownups up for success. Schulz not only shares strategies on negotiating bills and salaries, but he also tackles sticky social situations that we tend to avoid because we simply don’t know how to ask uncomfortable questions. It’s not just about the money, it’s about approaching those we care about in a way that preserves and strengthens our relationships with friends and family.
— Bobbi Rebell, CFP, founder of Financial Wellness Strategies and author of Launching Financial Grownups

Engaging, accessible, and expertly written, this guide can help you build self-confidence and courage in your financial life and remove guesswork from the equation. Matt Schulz gives you all the tools you need to champion yourself as a consumer and get the responses you want from your money requests.
— Selena Rezvani, author of Quick Confidence

This is a must-read for anyone looking to save money every day. Clear and actionable advice makes somewhat scary tasks, such as negotiating with your doctor’s office or talking to your parents about their finances, seem more manageable. The scripts make it easier to navigate those awkward conversations, and the book reads like you’ve got a good friend sitting on the sidelines, cheering you on. Real people can save real money, and what's better than that?
— Lindsey Stanberry, author of Refinery29 Money Diaries

 This book is for everyone who has ever wondered, Can it really hurt to ask? . . . Matt Schulz has given us the ultimate guidebook on how to save more and stress less while getting exactly what we want.
— Kathryn Tuggle, co-author of How to Money